Privacy Policy, Cookie Policy & Terms - MindBrainLab

Comprehensive legal information for MindBrainLab Ltd - the Investment Trends 2026 insights platform. This page explains how we collect and use personal data, how cookies work on our site, and the terms that govern use of our services.

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This page was last updated: February 8, 2026

Privacy Policy

This Privacy Policy describes how MindBrainLab Ltd collects, uses, discloses, and protects personal data when you use our website and services. MindBrainLab Ltd is the data controller. Contact details: MindBrainLab Ltd, 45 Navoi Street, Tashkent 100000, Uzbekistan. Email: [email protected]. Tel: +998 71 200 2727.

Categories of Data Collected

We collect the following categories of personal and service-related data to provide and improve our platform:

Registration data: name, email, username, password hashes, company name and billing address when provided.
Login and security data: IP address, session tokens, device fingerprinting for fraud prevention and account protection.
Billing and subscription metadata: payment confirmations, invoices and transaction IDs processed via Stripe or other payment service providers. Payment instrument details are not stored by us.
User research preferences: selected sectors, watchlists, saved reports and portfolio preferences.
Interaction data: article clicks, time on page, feature usage metrics and newsletter open statistics.
Customer support messages: chat transcripts and email correspondence for troubleshooting and compliance.

Purposes and Legal Bases

We process personal data on these legal bases:

Contract performance: to provide subscription services, deliver digital reports and manage billing and account lifecycle.
Legitimate interests: to improve service quality, protect accounts from fraud, maintain security, run basic analytics and product development. We balance these interests against user privacy rights.
Consent: for marketing communications, newsletters and non-essential cookies. Consent is required before setting any marketing or analytics cookies beyond strictly necessary ones.

International Transfers and Safeguards

We operate internationally. When personal data is transferred outside Uzbekistan or the European Economic Area, we rely on appropriate safeguards such as standard contractual clauses, data minimization, and encryption in transit and at rest. Access to personal data is restricted to authorized personnel and subprocessors who are subject to binding contractual obligations to protect your data.

User Rights and How to Exercise Them

Users have the right to access, rectify, erase, restrict processing, receive their data in a portable format, object to processing, and withdraw consent where applicable. To exercise any right, contact [email protected]. We aim to respond to verified requests within 30 days. For complex requests or where additional verification is required, we may extend this period and will notify you.

Retention Periods

Account data and active subscription records are retained while your account is active. Payment records and invoices are retained for at least 7 years for accounting and compliance purposes. Security logs and diagnostic data are retained for up to 24 months. Marketing data is retained for up to 12 months unless you opt out earlier.

Security

We use TLS encryption for data in transit, encryption at rest for sensitive records, role-based access controls, and periodic security reviews. Access to personal data is logged and reviewed. Despite strong safeguards, no system is perfectly secure. Users should protect credentials and enable available account security features.

No Personal Investment Advice or Automated Significant Decisions

All content and analytical outputs are intended for informational and educational use only. MindBrainLab does not provide individualized suitability or personal financial advice. We do not perform fully automated decision-making that has legal or similarly significant effects on you. Investment decisions remain the sole responsibility of the user.

Cookie Policy 2026

This Cookie Policy explains how MindBrainLab and authorized partners use cookies and similar technologies on mindbrainlab.space. Cookies help the site operate, remember preferences, analyze usage, and deliver relevant marketing where you have given consent.

What are cookies and why we use them

Cookies are small text files stored on your device. We use essential cookies for security and session management, preferences cookies to remember settings, analytics cookies to measure performance, and marketing cookies for campaign measurement and remarketing when you consent.

Cookie Type	Purpose	Duration	Provider
Essential	Login, session security and platform operations	Session	mindbrainlab.space
Preferences	Currency, theme, language	30 days	mindbrainlab.space
Analytics	Usage statistics via analytics provider	Up to 12 months	Analytics provider
Marketing	Remarketing and campaign measurement pixels	Up to 12 months	Advertising platforms

Consent Model and Controls

Essential cookies are strictly necessary and always enabled. Preferences, Analytics and Marketing cookies are set only after you provide explicit opt-in. Our consent banner provides Accept All, Reject All and Manage Settings options on first visit. Consent is refreshed at least every 12 months. A persistent Cookie Settings link is available in the footer to change your choices at any time.

Cookie banner example (illustrative)

<div id="cookieBanner" class="cookie-banner fixed bottom-6 right-6 bg-white rounded-xl shadow-lg p-4" role="dialog" aria-live="polite">
  <p>MindBrainLab uses cookies to personalize content and analyze traffic. Manage preferences or accept all.</p>
  <div class="flex gap-2 mt-3">
    <button id="acceptAll" class="px-3 py-2 rounded bg-gradient-to-r from-amber-500 to-deepblue-500 text-white">Accept All</button>
    <button id="rejectAll" class="px-3 py-2 rounded border text-slate-700">Reject All</button>
    <button id="manageSettings" class="px-3 py-2 rounded text-slate-700 border">Manage Settings</button>
  </div>
</div>

The above snippet is an example. Our live implementation supports Manage Settings with granular toggles and stores consent for up to 12 months for non-essential cookies. Users may withdraw consent via Cookie Settings or by contacting [email protected].

Terms of Service

These Terms govern access to and use of the Investment Trends 2026 research, dashboards, tools, premium reports and newsletters provided by MindBrainLab Ltd through mindbrainlab.space. By creating an account, subscribing or using the services you agree to these Terms.

Scope of Services

MindBrainLab provides research reports, macro and sector outlooks, AI-driven portfolio analytics, model portfolios, and curated ideas across stocks, bonds, ETFs, commodities, crypto, ESG and infrastructure themes. Some content is free, while premium content requires a paid subscription. Delivery is instant digital access worldwide. Payments are processed in USD or EUR via Stripe or similar PSPs.

Accounts and Subscriptions

To access subscription content you must register an account. Subscriptions renew automatically by default unless cancelled before the next billing cycle. Billing cycles, pricing and refund policies are displayed at purchase. Refunds are considered on a case-by-case basis; digital content delivered instantly is generally non-refundable except as required by applicable consumer law. Account sharing, bulk scraping, automated harvesting, or multiple-user access beyond your plan is prohibited. Violations may result in termination of access without refund.

Intellectual Property

All content, charts, models, code, editorial materials and branding are owned or licensed by MindBrainLab. Users receive a limited, non-transferable license to use content for personal or internal business purposes only. Redistribution, resale, republication, or automated extraction of content is strictly prohibited without prior written permission.

Disclaimers and Risk Warning

All material is provided for informational and educational purposes only and does not constitute investment, legal, tax or financial advice. MindBrainLab does not recommend the purchase or sale of any specific security or product. Investments carry risk and investors may lose part or all of their capital. Past performance is not indicative of future results. You must seek independent professional advice before making investment decisions. This platform is not a regulated investment adviser and content should not be relied upon as a substitute for professional advice.

Limitation of Liability

To the fullest extent permitted by law, MindBrainLab will not be liable for trading losses, indirect, incidental, special, or consequential damages arising from the use of our services. Our aggregate liability for direct damages resulting from proven breach of these Terms is limited to the amount paid by you to MindBrainLab in the 12 months preceding the claim, except where a higher cap is required by applicable mandatory law.

Governing Law and Dispute Resolution

These Terms are governed by the laws of Uzbekistan. Parties agree to resolve disputes by international arbitration unless mandatory consumer protection law provides otherwise for the user. Nothing in this clause prevents a consumer from exercising rights under their local mandatory consumer protection rules.

Updates to Terms and Policies

We may update these Terms, Privacy Policy and Cookie Policy from time to time. Material changes will be communicated via email to registered users and by on-site notification. Continued use after notification constitutes acceptance. Users will be provided with at least 30 days notice for material changes when required by law.